Flood Recovery Assistance and Important Deadlines Don’t miss your chance to apply!

FEMA continues to provide
Flood Recovery Assistance and Important Deadlines
Don’t miss your chance to apply! assistance to disaster-impacted communities across Missouri. We are now nearing 60 days since President Donald Trump’s federal disaster declaration and two important deadlines are fast approaching:
Aug. 12 is the deadline for requests for public assistance from governments and nonprofits seeking reimbursement of infrastructure repairs and emergency response costs in the seven recently designated additional PA counties. These still must be received by FEMA, after processing by SEMA.
Aug. 14 is the deadline by which homeowners, renters and businesses must apply for individual assistance with FEMA and the U.S. Small Business Administration for federal disaster assistance or a low-interest disaster loan.
Recently, FEMA shared many good reasons to apply for an SBA Loan before the Aug. 14 deadline including the following:
SBA helps businesses of all sizes, private non-profit organizations, homeowners and renters fund repairs or rebuilding efforts and cover the cost of replacing lost or disaster-damaged personal property.
Renters, as well as homeowners, may be eligible to borrow up to $40,000 to repair or replace clothing, furniture, appliances and damaged vehicles.
A future insurance settlement may fall short.
Survivors may find out that they are underinsured for the amount of work it takes to repair or replace their damaged home. An SBA low-interest disaster loan can cover the uninsured costs.
SBA may approve a loan for the repair or replacement of a home up to $200,000.
Survivors are not required to accept a loan even if they qualify for one.
If SBA determines the survivors aren’t eligible for a loan, SBA may refer them back to FEMA. This could make them eligible for more FEMA assistance. If survivors need help completing their loan application they should call SBA at 800-659-2955 (TTY 800-877-8339) or send an email to [email protected] Survivors are encouraged to apply online using SBA’s electronic loan application at disasterloan.sba.gov/ela.
Recovery Efforts
In all, more than $84.8 million in payments – including FEMA grants, National Flood Insurance Program payments to policyholders and U.S. Small Business Administration low-interest loans – has now flowed into Missouri, helping fuel the recovery of Missouri families.
FEMA has made $11.4 million in grant payments for emergency home repairs, rental assistance, the replacement of essential personal property and other eligible expenses to 1,833 households.
The U.S. Small Business Administration has approved more than $14.4 million in low-interest disaster loans to 215 homeowners, renters and businesses.
The National Flood Insurance Program has made payments totaling $59 million to 1,116 Missouri policyholders. NFIP continues to process more than 300 additional claims. Read about the NFIP program in Missouri here.
The deadline for homeowners, renters and businesses to apply for FEMA and SBA assistance is Aug. 14. Do not miss your opportunity to apply.
FEMA has published a public notice that details environmental requirements for using federal dollars for disaster-mitigation activities. Covered are activities that may affect historic properties, are located in, or affect wetland areas or the 100-year floodplain (areas determined to have a one-percent probability of flooding in any given year), and critical actions within the 500-year floodplain. The notice is online at https://recovery.mo.gov/ and www.fema.gov/disaster/4317/notices/Pubic-notice.
All FEMA Disaster Recovery Centers are now permanently closed. Through July 26, DRCs served 1,930 Missouri households.
John R. Ashcroft, the Missouri Secretary of State, has awarded Carter County a $100,000 emergency grant to preserve records and documents submerged during the spring flooding. SEMA assisted the effort by having special equipment moved to the county courthouse to freeze-dry and decontaminate the documents immediately after the floodwaters receded.
Individuals that lost their job due to flooding in Christian, Crawford, Dent, Greene, Iron, Ste. Genevieve, Wayne and Wright counties may be eligible for Disaster Unemployment Assistance (DUA). The deadline to file a DUA claim through a Regional Claims Center, Monday-Friday, 8 a.m.-5 p.m., or online is Aug. 17, 2017.
Crisis Counselors from the participating Community Mental Health Centers (CMHCs) have been trained and deployed to their communities to provide Missourians impacted by the flood with personal outreach, wellness checks and information on available local resources for psychological and behavioral health services. Click here to find out where the centers are located.
The additional counties added for Individual Assistance have been absorbed by the existing CMHC Crisis Counseling Program/Immediate Services Program (CCP/ISP) participants.
Important Deadlines:
August 12: Requests for Public Assistance from governments and nonprofits, in the seven newly designated PA counties, must be received by FEMA, after processing by SEMA.
August 14: Homeowners, renters and businesses must apply with FEMA and the U.S. Small Business Administration for federal disaster assistance or a low-interest disaster loan.
August 17: Workers from Christian, Crawford, Dent, Greene, Iron, Ste. Genevieve, Wayne and Wright counties must apply for Disaster Unemployment Assistance.
February 2: Farmers from counties included in the Presidential disaster declaration are eligible for USDA FSA low-interest loans.
March 2: Small businesses and nonprofit organizations must apply for SBA Economic Injury Disaster Loans, which are available regardless of whether the business sustained property damage.
Visit Recovery.mo.gov for more flood recovery resources. The site is updated daily.
United Way 211 is the go-to source for 24/7 assistance with unmet flood recovery needs. Call 2-1-1 for assistance or contact 211 online at http://211helps.org.
Call FEMA’s helpline, 800-621-3362, or visit www.DisasterAssistance.gov. You have until Aug. 14 to register. The quicker you register, the quicker you can get FEMA assistance.